This is a functionality that simplifies registered customers’ payment journey for utility bills, goods, and services using M-Pesa. In addition, a merchant can request cash-out on behalf of the customer.

In STK Push, the merchant captures customer’s details and initiate transaction on their behalf. The M-Pesa registered customer gets a pop-up notification to confirm the initiated transaction after which the transaction request is processed accordingly. Both the customer and merchant gets transaction confirmation messages.

This  M-Pesa API supports both REST+JSON and SOAP web service clients.

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A php tutorial on how to integrate STK Push is coming soon.